Our Process

Our initial consultation is crucial as it allows us to discover your current financial situation, identify your needs and establish your vision for your future. We also endeavour to understand what financial success means to you, your goals, motivations and values which will assist us to confirm that we can add value to your situation, and if so begin formulating a plan to achieve this.

Utilising our advisory expertise and experience we carefully assess the information gathered at the initial consultation to design a comprehensive advice strategy which aims to achieve your uniquely individual financial and lifestyle goals/needs and objectives.

During this meeting we will present a discussion paper that outlines those areas of your situation we feel require action, our proposed strategies to achieve your short, medium and long-term financial and lifestyle goals and all applicable costs.

Our team will formalise our recommendations into a written financial plan. which will outline the strategies we will recommend, , and the ongoing service and care you can expect from us. This written financial plan is called a Statement of Advice (SoA) and is an important legal document that is also the road map to your financial goals.

Once your Statement of Advice has been completed, we will arrange a meeting to take you through our recommendations.. Our aim is to explain what can be complex concepts and industry jargon in plain English so that you can fully understand how we manage your strategies and your money.

We will step through the list of recommendations in your SoA, and explain our reasons for making each one and the impact it will have on your financial situation. Each recommendation will be carefully justified, and we may also offer alternatives where applicable.

If you are happy with our recommendations and are ready to implement them, we will begin the process of executing our proposed advice strategy. Our team of experts will manage the implementation process for you, whilst keeping you informed of the progress and answer any questions along the way. Our goal is to make this part of the advice process as simple and straightforward as possible for you.

Life is constantly changing, and so are the laws and regulations that may affect your financial situation. Once our recommendations have been implemented, we will monitor your finances so that they stay on track, and will continue to help you work towards your financial goals.

To ensure your advice continues to meet your needs, we will meet with you at least once a year, or at an interval convenient to you. If you are travelling interstate or overseas, we are happy to meet via a phone conference. In addition to these face-to-face meetings, you are encouraged to call or email us with any queries regarding your financial decisions or situation.